Yeah, there is nothing like gold for contacts. I certainly don't think it is dead, not even close. I know of nothing that provides similar characteristics. However, people will, of course, continue to try to save money by using less of it.
Percentage of card-edge boards that use gold flash over Pd? Probably very low. I brought it up as only a possibility which should be watched for, not an expected occurrence. Unfortunately, I don't have the experience with low-end, low-cost, high-volume, non-name-brand boards to be able to state a percentage, but I would not be surprised at less than 1%-2%. Such boards would probably just use gold flash over Ni instead of over Pd or Pd-Ni. They are usually not too concerned with meeting regulatory specifications, let alone any non-regulatory specifications (such as the PCI specification). Such boards are designed to work well enough for customers to get out of the 30 day warranty period, but are not intended to be robust. Gold flash will meet electrical specifications on card-edge connectors for only a very limited number of insertion/removal cycles. On the other hand, I would certainly not expect to see anything other than 30 µin gold on any name-brand board where they have to consider reliability as a real cost.
From an industry point of view, both electronics and PM recovery, my main concern about gold flash is the tendency to use gold flash instead of 30 µin of gold. For PM recovery it certainly limits the values that can be obtained from newer material, which makes it less likely for equipment to be recycled rather than being tossed. For the electronics industry, it lowers reliability when thiner platings are used inappropriately.
I was was checking out what other specifications called out for plating thickness and took a side look at the specifications of one manufacturer's HDMI connectors. The majority of them were gold flash over nickel. In fact, I had to read closely and search carefully to find ones from that manufacturer which were 30 µin instead of gold flash. I have a hard time believing, without test results, that gold flash will stand up to the 5,000 or 10,000 (depends on type) connect/disconnect cycles for which those connectors are specified. The HDMI spec. does not specify the thickness of the plating, only the characteristics that the design needs to meet.
On the other hand, I am not too surprised to see a lot of other connectors with less than 30 µin of gold. For instance, on SATA connectors
one manufacturer has platings of Gold flash, 5 µin, 15 µin, and 30 µin. The thiner platings on these connectors are a bit more reasonable given that the SATA specification only calls for 50 or 500 connect/disconnect cycles, depending on the use to which the connector will be put. While I have not done an exhaustive search, I would not be surprised to see these plating thicknesses to be normal on SATA connectors. The SATA spec. also does not specify the thickness of the plating, only the characteristics that the design needs to meet.
The vast majority of silver-ish metal that people here will see on card-edge connectors(fingers) from consumer grade equipment will be Sn/Pb solder. If you are lucky it will be Sn/Pb/Ag (a bit more expensive, but a slightly lower melting point, Ag is usually 2%, if present; 3% for some Pb free solders). Solder was, and is, used quite a bit on lower-end RAM to "tin" the leads. It is often much thicker than a "normal" plating and is usually not deposited as a plating process. In general, the force of the motherboard connector on the actual pads is sufficient to break/rub through the oxide/organic layer that formed on the solder. You will normally be able to see an indentation in the tined pads where the connector made contact. Over time these connections can fail, and it is sometimes necessary to re-seat the board/part/etc. There are many formulations for solder. As most people know the industry has been moving away from using Pb for quite some time now. However, it will be in a large portion of e-scrap for quite some time to come.
Cold fusion... well about that...
Dave