I will pick the strategy of getting familiar with first - typical electronic components. And then move step by step to more uncommon components.
When you know how these components operate and what is inside them, you understand much easier what can and canĀ“t be inside.
IC chips are pretty obvious things, hard to mistake them, easy to collect them... There could be gold and silver, I never encountered any ones which contain PGMs. Maybe some processors with attached capacitors could have some minor PGMs due to these capacitors.
Simplified, everything that has silicon chip/die inside could possibly hold gold bonding wires - as this silicon need to be attached to the leads somehow. Also, some ceramic or plastic chips can have the silicon die brazed to the surface material with gold solder - it need to be fixed in the place somehow
and gold happened to be ideal material for it, as it nicely solders silicone.
Transistors and diodes - these could also contain gold bonding wires - as they also have silicon part, which need to be soldered to the base and also connected to the leads. But as there are only 3 needed leads, ammount of gold bonding wires is as expected much lower than in the case of chips. Diodes, mainly old Ge types could have bonding wire from germanium die made from relatively thick solid gold. But this is rare
Relays -
anything that switch or made any kind of perpetual connection/disconnection have contact points made from some kind of PM - usually silver alloys, much less often palladium-silver alloys, contacts could also be plated with gold. Sadly, many neww ones have just plated contacts, not made of solid silver or other PM alloys. Switches, relays, contactors... Often older appliances tend to have bigger contacts. Also, with amperage needed to pass through, contact is obviously made bigger
Capacitors - there are mainly four kinds of caps usually encountered - ceramic, foil, electrolytic and tantalum. There are other sub-types and another not-so-often-seen ones,
but these four you need to be familiar with. Foil capacitors have roll of aluminium foil with some plastic foil inside = worthless. Ceramic capacitors are obviously from the name made from ceramic spacer between electrodes. Tantalum capacitors are specific type of capacitor, that is luckily mostly easy to recognize - consisting of tantalum electrode with other electrode typically being thin silver foil. Electrolytic are also very obvious ones - inside only aluminium and foils = worthless.
Easiest way how to distinct between foil and ceramics is to snap one with snips/pliers - if it is easy and it snap and reveal solid ceramic inner body - yes, you have ceramic one
If it is relatively hard to snap it to halves, and it has rolled foil inside, to the bin it goes
Determining MLCCs apart of monolithic ceramic caps is also relatively easy - as monolithic ones are of course - monolythic. There is solid piece of ceramic between two electrodes. Like a sandwich. MLCC is on the other side made as sandwich from alternating layers of ceramic and very thin metal foils. It is easy to see the difference, as the electrodes does not cover whole area of ceramic, but usually only the side of the ceramic - where thin metal foils stick out of ceramic.
Pins and fingers - obvious ones, I think this does not need commentary
Resistors - typically worthless components, aside of some special variable resistors - potentiometers. These could contain some plated contact inside, which touch the coiled resistance wire inside. This contact could be plated with silver, gold or palladium - in order of probability.
These categories cover like 90-95% of the PMs contained in typical e-scrap. There are of course special components, like optocouplers, thermocouples, Pt-temperature variable resistors, special AgC sintered brushes in motors etc... But for the start I will go with ones listed above - use the search engine here, find threads with pictures and learn. There is very very big number of threads when somebody show off their boards and others try to help him identify components
Hopefully this helped a bit