Give it a rest...Banks always loan on hard assets, good-bad-ugly, don't matter. Obviously you aren't able to come up w/ the "win / win" situation that allows "the investor" to have "no risk." If it was such a deal, you would have thousands of interested people hunting you down, begging for you to allow them to "get in on it." Instead of searching. what I assume to be, endless forums and chat rooms hoping for Santa Claus to suddenly appear fresh out of surgery getting a labotomy so that perhaps he might "invest" some money.
On the off chance everyone else who seems to have read your post & myself are overly "paranoid" and our suspicions are unfounded...I truly wish you well in your endevour. On the other hand, be conscious of the fact that once you post on the internet, you've probably entered into the realm of scrutiny that some agencies can justify investigation through mail / wire fraud / crossing state line legalities.
Cheers,
John