Canadian Silver Coin Melt Values

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Is there any *general* rule for when a silver coin is worth more than melt value? ie at about what year or rarity does a coin of a certain grade have an added numismatic value?
A related question is at what grade does a coin of a given year or rarity no longer have a numismatic value whatsoever, regardless of melt value?

I understand there is no one true or easy answer to these questions. Any answer with an example would be greatly appreciated
 
I am not sure of the silver value, but it would be minimal on the dime I bought for $14. I paid exactly what the lady ask for it as she just wanted to leave and go home. It graded poor and damaged by PCGS standards, but authentic. I sold it a year later for just over $600 U.S. The dime was a 1916D Mercury. In it's condition the the date was readable and the mint mark, but most of the other marking were worn badly, or severely scratched. I would have never considered it for the silver content. Any silver that grades a Very Fine or better is generally what collectors are after. Some such as the 1916D Mercury Dime, is so rare the collector value is so far above the silver it is ridiculous. Others to watch for (not silver) is the 1922 (no mint mark) Lincoln penny. Very rare, I have only seen one in 45 years of collecting coins. The missing mint mark was from a worn die and the true numbers of them made are unknown. Graded Fine to Very Fine, and sold for $900 years ago. Most any Seated Dollar is highly sought after as well. Any of the Bust types from the 1800's I would keep for the Numismatic value. The only "coin" I would consider, is the American Eagle series and the like. Sold as a Dollar coin, but really not much more than a silver bar of 1 OZ. Any silver dollar marked with a (CC) or known as a Carson City silver dollar, I would keep. If you don't know the grade or values, I would keep it, until I could find someone who did. Coins for me aren't considered as silver value to often, but then I collect a few coins.

One other very rare example would be the gold coins from the Dahlonega Mint. Extremely rare and highly sought after by collectors. Minted from the mines near Dahlonega Georgia. I was present when a full set sold for $150,000 in cash several years ago, bought by a friend of mine, now dead, and donated to the Museum in Dahlonega. Also what is termed as (and I mean no offense to any one) Mormon Dollars. Also gold, and comes in varying currency amounts, ($5,$10,$50, etc.).
Extremely rare, and again highly sought after. There are so many examples is it is impossible to list them all here, just check with someone who knows these things and be on the safe side. I would hate to think I refined something worth possibly thousands of dollars.
 
There are a good number of auction houses who will give you a valuation if you send them a good quality set of pictures.
I ask at least two and preferably three if there is any discrepancy.
Personal I am weary of how people value coin's as they tend to look at examples of how much similar coins have sold for in the past.
But that price was dependent on that particular buyer and how much they needed that example to fill a hole in there collection.
I would strongly advise that you never pay more for a silver coin than it's refined value unless it is an immaculate specimen or is of a particularly interesting tipe.
I know several coin dealers who have there float permanently tied up in stock they have not been able to turn over for ten years or more but still hold onto there unrealistic valuations.
the funny thing is that almost the exact oposite thing can be said about gold coins.I grab every Sovereign I can find for less than £190 in just about any condition and would advise every one to do the same.
 
The answer to this is to visit the Internet and type in Krause world coin values, this tome lists coins from around 1800 to the present day. As the UK meeercat adverts say simples :lol:
 
the link i posted has a range of coin prices from all over the world, not only melt values

support canada, buy our new coin :)

2014-Canadian-Pintail-Duck-Coins-10-and-25c.jpg
 

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