Silver nor gold should "float" on the bottom. Sometimes very fine precipitate is created and settling time is very long. Just cover the vessel and give it time to settle properly. This could take hours to days. When the suspension is properly settled, siphon the liquid using a plastic tube. Do not suck the liquid with your mouth (!!) and instead use vacuum or fill the tubing with water firstly. If the suspension is very light and "floaty", classic decanting (pouring the liquid off) would not work well.
Take Yggdrasil´s advice and after siphoning the liquid, wash with acidic solution to clump the powder together. If you use HCl, there is advantage of silver removal. Also when you wash with warm/hot ammonia solution - it remove silver and copper contamination.
If you think you have silver in the precipitate (in form of AgCl), carefully dilute the solution with ice cold water (double or triple the volume) and filter to obtain crystal clear liquid. No opalescence or merkyness.