John,
It is better to ask good questions like this on the open forum this way several members can be helped by answers, and if someone has a better answer they can also help you with it, and if I make a mistake in what I say others will chime in and say something.
When you have two metals dissolved in solution it can be hard to tell with the stannous test, when both metals can react with the same testing solution (in this case Pd & Au) with the two metals precipitating with the tin solution the two precipitants give a mixture of their colors the color can vary depending on how much each of these metals react.
So we need to remove one metal from solution to test the other, lucky for us this can be done many times with using reagents that are selective for one metal, and that which will give us a colored indication of that metal being precipitated, then we can test the remaining solution for the other metal, this can be done in a ceramic spot plate test with several drops of solutions and test reagents.
If you believe you have gold and palladium here is some tests I would try,
Basically we will try to separate these metals in the test.
Test in a ceramic white spot plate dish, (or using a few white plastic spoons will work as a substitute spot plate).
Put a few drops of solution to be tested in a well spot in the plate (or white spoon), add a crystal of ferrous sulfate, if gold is in solution it will be reduced to a brown ring around the crystal (the gold in the test will precipitate out of solution (leaving palladium in solution) use a pipette to move the solution (barren of gold) from this test to the next spot now test this solution with DMG solution to see if you get a yellow precipitate, (an alternative is test the solution by a drop of solution from the first test on Q-tip and a drop of stannous chloride) the DMG test is usually a better choice for Pd.
This test can be done the other way around using DMG in the first test to indicate and precipitate out the palladium leaving gold in solution, and then using stannous chloride or ferrous sulfate to test for gold.
Say we had three metals in solution Pd, Au, Pt in solution we could test these (in this order) with DMG (Pd yellow), FeSO4 crystal (Au Brown), then SnCl2 (Pt orange).
When you get to the refining of palladium there are other members with much more experience than me in that area.
Our fellow member Patnor 101 sells some testing solution's including DMG at a reasonable price to help out members, I think he has a link in his signature line, I believe he also has a small tutorial with colored pictures on the advertisement in his ebay link also you may wish to look at.