A few thoughts...
Why not ask someone on the forum to refine your bar for you? You might just find someone who can recover the values, and not put so much time effort and energy into attempting to refine something, that you probably shouldn't be attempting to refine?
Or if you are truly intent on refining your bar, try thinking about it as recovering the copper instead of recovering the gold. Your bar is probably well over 95% copper, which makes it an ideal candidate to refine using a copper electrolytic cell. In recovering the copper, you will be leaving behind the other metals as anode slim and can process them accordingly.
Whenever there is a metal that is of a higher percentage than another, I try to think it terms of recovering that metal first, if at all possible.
If you don't like any of the answers I have given you, there is another option for you. You can always ask the seller for a refund, and if he refuses contact ebay and deal with it that way. The way ebay has been operating lately, I believe you will get your money back, and probably end up being able to keep your bar anyway. So far as I am concerned, sticking it to the person who is selling this type of material would be giving them what they deserved.
Scott