The one thing you can do on a small scale is melt the material (talking high grade here or sterling) and take a representative sample. Snoman is correct the ROI for an XRF is too long in your case and since they are calibrated anyway, lots of guys use them to cheat. But short of fire assaying, you could take a 10 pennyweight sample (1/2 T.O.) and refine it. Inquart it, part it, and digest and drop the gold from parting. You will get high purity gold pretty quick (I'd say in 4 hours) and you can call up the customer and say your bar is worth $X do you want me to refine it or do you want it back?
If the customer wants it back, you have about 1/4 ounce or $300 worth of his gold, take out the assay fee and melting fee and give him the rest back as gold. Then the customer can take the bar to his refiner and see if he gets a better deal. But in reality if he came to you already, he knows he is getting beat.
This process will allow you to give a reasonable assay without the assay lab expense in about the same amount of time as a fire assay. I wouldn't do this without a balance that reads to the 100th of a gram. (0.01 grams)
If you have a customer with a couple of kilo's you can sample as outlined above and pour 2 bars. You refine one and let him take the other to his refiner and see what he is told. If he is constantly getting a raw deal this should put you in pretty good light.
If the customer wants it back, you have about 1/4 ounce or $300 worth of his gold, take out the assay fee and melting fee and give him the rest back as gold. Then the customer can take the bar to his refiner and see if he gets a better deal. But in reality if he came to you already, he knows he is getting beat.
This process will allow you to give a reasonable assay without the assay lab expense in about the same amount of time as a fire assay. I wouldn't do this without a balance that reads to the 100th of a gram. (0.01 grams)
If you have a customer with a couple of kilo's you can sample as outlined above and pour 2 bars. You refine one and let him take the other to his refiner and see what he is told. If he is constantly getting a raw deal this should put you in pretty good light.