Good Morning,
I use a melting furnace (https://pmcsupplies.com/tabletop-quikmelt-30-oz-pro-30-melting-furnace-stainless-steel.html) with a graphite crucible for silver melting, my loss is under 1g per 250g ingot pour of two-nines silver to make anode bars for my electrolytic cell.
You're correct about replacing the crucible every 10-15 pours. The key is to reduce the crucibles exposure to oxygen, i.e. do not allow your crucible out of the furnace for extended periods while heated, don't leave the lid open on your furnace during cool-down, etc.
I've attempted using a small map-gas/oxy torch but didn't have much luck with larger melts in a silicon crucible. An oxy-acetylene torch is on the wish list or better yet a used scientific furnace which reaches melting temps that I can put my dishes in.
As for reasons for melt loss, care needs to be taken not to blow any material out of the dish, plus any slag from other metals in your melt.
Here is a note from an old reddit post (https://www.reddit.com/r/Silverbugs/comments/4k6fts/how_much_silver_if_any_is_lost_in_the_melting/)
"The first is sticking - it is almost impossible to get every drop of silver out. Also, if you use a torch to melt, the pressure of the gasses will fling microscopic size pieces of silver out of the bowl. It's referred to as the 'angels share' and can cost you anywhere from 0.5 to up to 3% of your silver if you are not careful. Lastly, 0.999 silver still means 0.001 other, which over 10 oz is 0.311 grams. If the other is a metal say copper, it separates from the silver with a quick melt and is either removed as slag or when you go to pour your bar it's just enough to look like a small stain on the bar. Most people polish this off so even if you don't have the problem with the other two things I mentioned, this one will result in you having just a hair under 10oz."
If you don't mind me asking, why are melting your gold in an impure state? I would recommend a chemical refinement first, and then melt your refined gold/silver to only have a single melt loss. Carat gold has silver as the filler, along with zinc and copper, if you didn't know.
Hope this helps.
Elemental