Leaching is also an option, but I am not familiar with types of ceramics on more modern MLCCs. And as long as I do not know the composition, it is hard to tell if it actually does work OK. For the old ones with titanate ceramics, it works decently. Alumina may be much more difficult to decompose, if even possible to decompose it by ordinary acids. As for the recovery of Pd out of the ceramics, AR works much better than straight nitric from my observations. But you firstly need to dissolve silver in nitric and then proceed with AR.
Awesome info, thanks
I figure since the Pd is layered between ceramics and not actually locked up in the ceramics, that a simple grinding would expose those layers to the acid, just my guess at this point.... when I get enough that I could get a measurable run I'll try it.