Excellent article, Bob. Probably the most complete writing that I've seen on the subject.
The "red acid", for testing silver, that he speaks of, is a combination of nitric acid and potassium dichromate.
He says that there can be cadmium and/or cyanide on silver contact points and that these make it very hazardous to melt. Most do contain cadmium. None, however, contain cyanide, unless the seller was trying to refine them himself, which is unlikely. In any case, don't melt silver contact points.
His discussion of silver flake, plated out of photo fixer, is very poor and incomplete.
Concerning gold plate. There is a thin layer of nickel plate underneath most all gold plate. The gold is so thin that it only takes a few strokes with a pencil eraser to rub a spot of it off. This exposes the white nickel below, which is easily seen in contrast to the yellow gold around it. I have used this test 1000s of times. I got so good at it that I could get a pretty good estimate of the thickness of the gold plating. Of course, this won't work for gold filled.
I remember an excellent article in the "Gold Bulletin", many years ago, that used a white touchstone. I think that it got heavily into PGMs also. I've tried to locate it, but have had no success.